Canada is one of several countries that uses your credit rating to determine your approval for things like credit cards, loans, and apartments. The reasons landlords look at your credit rating is because it shows your trustworthiness and how good you are at paying bills. If you know your credit score is low, you can still get approved, but it may take a little more work.
Get a Co-Signer
Perhaps the easiest way to get approved for an apartment with bad credit is by getting a co-signer who has good credit.
No one likes to think that their home will be a target for thieves, but there are thieves out there looking for homes to target. While it would be nice if you could solely focus on beautifying your home to carve out a slice of paradise for yourself and your family, but the reality is that you also need to plan for how you will protect your abode, be it ever so humble.
One bedroom apartments have many benefits: they're cheaper, they don't take as long to clean, and their heating bills are lower. But your haven for one or two immediately becomes cramped when guests descend on it. Here are four sneaky ways (plus one honest way) to keep friends and family members from crashing in your 1 bedroom apartment.
Say You Have Bedbugs
This excuse is highly plausible, considering reported cases of bedbug infestation in Canada have been quickly rising since the year 2000.
It is important to know some real estate terminology when you're considering the purchase of a new home. This may be a complex transaction that should be well prepared for ahead of time. By understanding what specific terms mean when buying property, this can make the entire process less stressful.
Buyer Cost Sheet
The report that will be provided to you by your real estate agent with an itemized list of fees associated with buying a home is referred to as the buyer cost sheet.
An appraisal is something that tells you the value of your home, and there are many factors that affect the amount the appraiser comes up with. Here are three major factors that play a role in a home's value, and by knowing this you may be able to find ways to increase the value of your home on your next appraisal.
The Current Market
The current real estate market plays a huge role in determining your home's value.